Prime Minister Loan Scheme 2025 has announced the Prime Minister Loan Scheme 2025, under which assistance will be provided to various traders and small business owners. This new scheme has been introduced by Prime Minister Shahbaz Sharif in terms of loans, and the maximum loan amount and application requirements will be revised. If you also want to apply for this scheme and want to apply for an interest-free loan, then I will guide you completely in this article on how to get it and what documents and steps you will have to apply for.
Contents
Updates Loan Scheme 2025
- This loan will be given from 10 lakhs to 30 million.
- If you want to get a loan approved, you will need some basic documentation.
- This loan will be given to you without interest.
- You need to apply online for this loan, not physically.
- Only Pakistanis will be eligible for this and apart from that, Pakistanis residing abroad and government employees cannot apply.
Read More: 9999 Ramzan Relief Package Web Portal 2025| Registration Online
Eligibility Criteria
Eligible for the Prime Minister’s Lawn 2025, you must meet the criteria listed below.
Age Requirement: 21 to 45 years
Businesses: Minimum age of 18 years
- Must be a resident of Pakistan.
- Should not be government employees.
- Must apply online through the official portal.
Loan Categories
The loan scheme has been divided into three parts based on the loan amount without interest.
Loan Tiers and Terms
Tier 1 – Interest-Free Loan
- Loan Limit: Up to PKR 1,000,000
- Rate: 0% (Completely Interest-Free)
- Collateral Requirement: None
- Guarantor: Not necessary
Read More: Ramzan Relief Package 2025| 9999 Web Portal Registration Online
Tier 2 – Low-Markup Financing
- Loan Limit: From PKR 1,000,000 to PKR 3,000,000
- Markup Rate: 5% per annum
- Collateral Requirement: May be needed
Tier 3 – Higher Loan Financing
- Loan Limit: From PKR 3,000,000 to PKR 5,000,000
- Markup Rate: 7% per annum
- Collateral Requirement: Mandatory
Apply Online Details:
There is a very easy way to apply for the Prime Minister’s Noon Scheme, and I will tell you a few of them.
Step 1:
- Prime Minister Loan Scheme official website.
- Click on the “Apply for Loan” button.
Step 2: Enter Your Personal Information
- Enter the CNIC card number.
- CNIC issue date.
- Loan select payment is required.
Step 3:
- Personal Information: Name, Address, Contact Number, CNIC, etc.
- Business Details: Type of business, estimated Payment, investment plan, etc.
- Loan Details: Loan amount required, repayment duration for loan.
Step 4:
Choose from the following banks:
- National Bank of Pakistan (NBP)
- Bank of Punjab (BOP)
- Habib Bank Limited (HBL)
- Bank of Khyber
- Other participating banks
Step 5:
- Review all details carefully.
- Click the “Submit” button.
- Receive your tracking number to check your application status.
Read More: Ramzan Program PSER Online Registration 2025
Loan Repayment:
To calculate your monthly installment loan scheme’s built-in calculator:
- Enter the loan amount.
- Select the repayment period of up to 8 years.
- Click on “Calculate”.
- Monthly repayment amount, interest rate (if applicable), and total repayment cost.
Final Thoughts
Prime Minister Loan Government Scheme 2025 is a very good scheme in Pakistan that will employ small business people and unemployed people. For this, you will need to apply for a loan. There is an easy way to increase the loan limit. It is giving its people a good and excellent opportunity to grow their businesses. If you meet the eligibility criteria, rest assured that you will need to apply online, and you will receive the job offer online. I have told you the complete procedure to apply for the scheme and you can successfully apply for a loan in it and submit your application.
